By Fred Lewis and George Casper
In Idaho Worker’s Compensation cases where the injury is partially caused by a third party (resulting in two separate lawsuits), there is a big misconception that one can gain a cash settlement that is larger than the actual value of the case. Some argue that workers with legitimate third party claims can hit the lawsuit lottery if they are able to sue multiple entities at the same time. This is simply not the case. The type of recovery described above is called a “double recovery” in the legal world and expressly prohibited. In order to protect against a double recovery for an injury, the ruling court (in the case of a Worker’s Compensation case, this would be the Idaho Industrial Commission) will make sure that there is no double recovery. This basically means that the employer’s insurance company would lose their chance at reimbursement of their subrogated claim (what they have paid in medical bills and disability benefits) if the employers is found negligent. The only exception to this would be if the worker’s compensation benefits and the benefits won in the third party case add up to be more than the actual value of the case.
In order to better illustrate exactly what would constitute a double recovery, here is an example:
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If you do decide to bring suit against an impaired driver (you’d be misguided not to), it is important to know where the person was drinking. According to Idaho Code 23-808, the business selling the alcohol to the drunk driver can be indicted as a co-contributor to the car accident under dram shop liability. Dram shop law states that liability can be thrust upon establishments that provide alcoholic beverages if they sell drinks to visibly intoxicated persons or minors who subsequently cause death or injury to third parties not associated with the establishment. Dram shop can be especially useful if the drunk driver who caused the car accident is either underinsured or uninsured.