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Joint and several liability arises in those occasions where there are multiple participants engaged in negligent conduct. If a third person is harmed because of the participants negligent acts, each participant is liable for the harm to the third party because by participating in the negligent act, they induced, encouraged, or help cause the resultant injury and damages.

By way of example, if two cars are racing side by side on a two lane road, one lane in each direction, and the car driving in the opposing lane collides with another vehicle traveling the opposite direction, not only is the driver who was driving on the wrong side of the road liable, but so is the other car driver who was racing, but was in its own lane and did not crash into the third party.

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Each worker’s compensation s case is different. Some may settle within a year of the accident and some may end up going to hearing five years later depending on the complexity of the case. This can be very frustrating for the client and even the attorney. Yes even we get frustrated with the delays in some instances. Many things are not in our control. You have to come to maximum medical improvement before your case can go forward to settlement or hearing. You have to recover from your injury before you settle your case. You only have one chance at the claim. You do not want to jump the gun and settle the claim to quickly and then find out that you need more medical care.

We do as much as we can to pressure or persuade those that may be stalling the case, but many of the times delays are caused by the workers’ compensation system which is much more concerned about getting the case decided right than done quickly. An example of this is depositions. Some medical professionals don’t hold these in high priority. They may delay and put off these crucial meetings for months at a time. Tracking down medical records can be a lengthy process, especially if there are multiple providers involved. In some instances offices may takes months to get records back. Then there are negotiations: the money game. These negations can take months and can go right up until the hearing.

The hearing process itself also takes months because of the depositions and briefs that have to be submitted after the hearing has been completed. The Referee then has to review and write the decision. Remember the system places a higher priority on getting it right than getting it done fast.

Each mediation is conducted by a neutral Industrial Commission mediator who has experience in resolving disputes. The mediator oversees the meeting but does not give advice to the participants.

Idaho Industrial Commission

 

Mediation is a voluntary, informal meeting between all sides to reach agreement on a fair settlement to the dispute. The Idaho Industrial Commission offers a mediation process for people involved in a workers’ compensation claim dispute.

Idaho Industrial Commission

By Fred Lewis and George Casper

As we have touched on in previous entries, there are times when an injured worker’s claim for worker’s compensation benefits is denied by the employer’s workers’ compensation insurance company (hereafter referred to as “surety”). Many injured employees (hereafter referred to as “claimants”) wonder why the surety would deny their claim because the facts all seem to point to the acceptance to the claim.

As with many things in life, the surety’s decision to deny most compensation claims boils down to one word: money.

By Fred Lewis and George Casper

Here are the facts in the cases previously discussed:

  • St. Alphonsus Regional Medical Center v. Edmonson – worker’s compensation insurance providers have attempted to pay the contractually agreed they would have paid had they accepted the claimant’s injury initially. They based their argument in the rules of the fee schedule listed in the Commission’s Rules of Administrative Procedure (IDAPA rules). St. Alphonsus v. Edmonson found IDAPA rule 17.02.08.031 provides a rule for “determining acceptable charges provided under the Idaho Workers’ Compensation Law.” The Commission determined this rule did not apply to cases where the employer and their surety have denied liability.

The United States Centers for Disease Control and Prevention has stated that car accidents are the leading cause of injury and death in our country. Drunk drivers, distracted drivers, and other negligent drivers can cause an accident when you least expect it leaving you injured or worse. Often there is nothing you can do to protect yourself against injury other than wear seatbelts and make sure your children are in safety restraints.

You can also guard against accidents by knowing where the danger spots are along your route. For instance, in Pocatello, Idaho the most dangerous intersection is located at the Benton overpass and 2nd South. Over a 5 year span, there were 35 accidents in that location. Groveland Road and Highway 26 in Bingham County is another particularly dangerous spot.

Regardless of the circumstances, we are here for you. If you are injured in an accident in Idaho, give us a call at (877) 232-6101. We’ll review your case, introduce you to our team of lawyers and other professionals. In short, we’re here to help you.

The King cannot be sued.  Fortunately, the United States is not ruled by a King. However, the Federal Government does have immunity to many types of lawsuits and has set forth specific rules that must be followed before a lawsuit can be filed against it. In order to sue the Federal government for most personal injuries and numerous other matters, a claim must be allowed by the Federal Tort Claim Act (FTCA).  The FTCA limits the types of lawsuits that are allowed. The FTCA also requires that a claim must be filed directly with the agency alleged to have caused the injury prior to filing a suit in Federal Court. The claim must be filed with the agency in a very specific form and generally within two years of the accident. The Federal agency then has six months to accept or decline the claim. After the claim with the agency is completed, a party can sue in Federal Court.  The lawsuit in Federal court must be filed within a specific amount of time and is generally limited to amount of damages sought in the direct claim with the agency.  For more information, contact Racine Olson today.

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One of the biggest factors an insurance company uses to determine how much money it will pay to settle a personal injury claim is the amount of the medical bills and what is contained in the medical records.  No insurance company will settle a claim prior to reviewing the medical records and medical bills.  If a doctor’s visit does not specifically reference the injured parties’ accident, the insurance company will likely claim it is not related to the accident.  It is very important to advise your medical provider that you are there because of injuries you received in the accident.  Also, sometimes medical providers make mistakes in the medical records.  It is very important for you and your attorney to review medical records soon after they are created.  For more information, contact Racine Olson at (877) 232-6101.

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Racine Olson

There are a myriad of reasons as to why individuals may become involved in disputes with their own insurance company. One such example though is during the course of handling a personal injuryv action, and after collecting insurance policy limits from the at-fault party, an injured party is required to turn to their underinsured motorist insurance policy for additional damages recovery. After seeking to recover from an injured party’s own insurance policy, sometimes disputes arise as to the terms of the insurance policy. These disputes, unfortunately, can lead to additional litigation for the injured party, in addition to the underlying litigation that gave rise to the damages in the first place. In many insurance policies there is an arbitration clause. This arbitration clause is part of the insurance policy agreement between the insured and the insurer, where both parties had agreed that in the event a dispute arose as concerning the insurance policy, said dispute would be resolved in arbitration. Arbitration is the process where, usually, an agreed upon, neutral third party is presented with arguments from both parties and then makes a decision that is binding on both parties. The decision of the arbitrator details the rights, duties, and liabilities and provides resolution for the parties involved, allowing them to move forward in bringing resolution to the disputes without the need of additional, costly litigation.

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Racine Olson
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