{"id":1630,"date":"2016-01-05T10:06:33","date_gmt":"2016-01-05T17:06:33","guid":{"rendered":"http:\/\/www.racinelaw.net\/?p=1630"},"modified":"2016-01-05T10:06:33","modified_gmt":"2016-01-05T17:06:33","slug":"wreck-guys-fault-insurance-wont-pay-bills","status":"publish","type":"post","link":"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/","title":{"rendered":"The wreck was the other guy’s fault but his insurance won’t pay my bills!"},"content":{"rendered":"

Even when it is crystal clear that it was the other guy’s fault, most of the time, his auto liability insurance won’t voluntarily pay your bills. That is because his liability insurance doesn’t insure you for your injuries or property damage. It insures him for any amounts (up to policy limits) he is legally obligated to pay <\/i>as a result of his negligent operation of his vehicle. You <\/i>may think it was his fault, and he may even agree with you, but until his actual fault, and the amount of your damages, are legally established, his insurance company technically does not have to pay.<\/p>\n

Most cases involving auto liability insurance get resolved without going all the way to trial. They frequently get settled without even a suit being filed. When that happens, though, it is because the injured party made a compelling case to the insurer why the other guy was at fault, and what the damages are. That is the job of your lawyer: to make the case for you so that you are reasonably compensated for your damages.<\/p>\n

A personal injury lawyer will usually take a case like this on a contingency fee basis, which means the lawyer’s fee is an agreed-on percentage of any money that is recovered for the client. An injured person is more likely to recover, and to recover greater amounts, if represented by a good personal injury attorney.<\/p>\n

Continue Reading \u203a<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

Even when it is crystal clear that it was the other guy’s fault, most of the time, his auto liability insurance won’t voluntarily pay your bills. That is because his liability insurance doesn’t insure you for your injuries or property damage. It insures him for any amounts (up to policy limits) he is legally obligated […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-1630","post","type-post","status-publish","format-standard","hentry","category-personal-injury"],"yoast_head":"\nThe wreck was the other guy's fault but his insurance won't pay my bills! — Idaho Law Blog — January 5, 2016<\/title>\n<meta name=\"description\" content=\"Even when it is crystal clear that it was the other guy's fault, most of the time, his auto liability insurance won't voluntarily pay your bills. That is — January 5, 2016\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"The wreck was the other guy's fault but his insurance won't pay my bills! — Idaho Law Blog — January 5, 2016\" \/>\n<meta name=\"twitter:description\" content=\"Even when it is crystal clear that it was the other guy's fault, most of the time, his auto liability insurance won't voluntarily pay your bills. That is — January 5, 2016\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Racine Olson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The wreck was the other guy's fault but his insurance won't pay my bills! — Idaho Law Blog — January 5, 2016","description":"Even when it is crystal clear that it was the other guy's fault, most of the time, his auto liability insurance won't voluntarily pay your bills. That is — January 5, 2016","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/","twitter_card":"summary_large_image","twitter_title":"The wreck was the other guy's fault but his insurance won't pay my bills! — Idaho Law Blog — January 5, 2016","twitter_description":"Even when it is crystal clear that it was the other guy's fault, most of the time, his auto liability insurance won't voluntarily pay your bills. That is — January 5, 2016","twitter_misc":{"Written by":"Racine Olson","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/#article","isPartOf":{"@id":"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/"},"author":{"name":"Racine Olson","@id":"https:\/\/www.racinelaw.net\/blog\/#\/schema\/person\/aa8aa04699b3ee65fb6e3d91aaa6b2bd"},"headline":"The wreck was the other guy’s fault but his insurance won’t pay my bills!","datePublished":"2016-01-05T17:06:33+00:00","mainEntityOfPage":{"@id":"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/"},"wordCount":273,"articleSection":["Personal Injury"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/","url":"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/","name":"The wreck was the other guy's fault but his insurance won't pay my bills! — Idaho Law Blog — January 5, 2016","isPartOf":{"@id":"https:\/\/www.racinelaw.net\/blog\/#website"},"datePublished":"2016-01-05T17:06:33+00:00","author":{"@id":"https:\/\/www.racinelaw.net\/blog\/#\/schema\/person\/aa8aa04699b3ee65fb6e3d91aaa6b2bd"},"description":"Even when it is crystal clear that it was the other guy's fault, most of the time, his auto liability insurance won't voluntarily pay your bills. That is — January 5, 2016","breadcrumb":{"@id":"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.racinelaw.net\/blog\/wreck-guys-fault-insurance-wont-pay-bills\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.racinelaw.net\/blog\/"},{"@type":"ListItem","position":2,"name":"The wreck was the other guy’s fault but his insurance won’t pay my bills!"}]},{"@type":"WebSite","@id":"https:\/\/www.racinelaw.net\/blog\/#website","url":"https:\/\/www.racinelaw.net\/blog\/","name":"Idaho Law Blog","description":"Published by Boise Attorneys \u2014 Racine Olson","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.racinelaw.net\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.racinelaw.net\/blog\/#\/schema\/person\/aa8aa04699b3ee65fb6e3d91aaa6b2bd","name":"Racine Olson","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/195091aa7c1a8d686cee20a0c78fd345b826886ec2fc90ae360e059a7b83e248?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/195091aa7c1a8d686cee20a0c78fd345b826886ec2fc90ae360e059a7b83e248?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/195091aa7c1a8d686cee20a0c78fd345b826886ec2fc90ae360e059a7b83e248?s=96&d=mm&r=g","caption":"Racine Olson"},"sameAs":["https:\/\/www.racinelaw.net\/attorney-profiles.html"]}]}},"yoast":{"focuskw":"","title":"","metadesc":"","linkdex":"","metakeywords":"","meta-robots-noindex":"","meta-robots-nofollow":"","meta-robots-adv":"","canonical":"","redirect":"","opengraph-title":"","opengraph-description":"","opengraph-image":"","twitter-title":"","twitter-description":"","twitter-image":""},"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.racinelaw.net\/blog\/wp-json\/wp\/v2\/posts\/1630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.racinelaw.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.racinelaw.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.racinelaw.net\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.racinelaw.net\/blog\/wp-json\/wp\/v2\/comments?post=1630"}],"version-history":[{"count":0,"href":"https:\/\/www.racinelaw.net\/blog\/wp-json\/wp\/v2\/posts\/1630\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.racinelaw.net\/blog\/wp-json\/wp\/v2\/media?parent=1630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.racinelaw.net\/blog\/wp-json\/wp\/v2\/categories?post=1630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.racinelaw.net\/blog\/wp-json\/wp\/v2\/tags?post=1630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}